Voluntary Student Accident Insurance will, again this year, be offered through the Maryland Association of Boards of Education (MABE) insurance division. K and K Insurance Group, Inc. continues to include dental coverage with each option. There was a slight increase in rates over last year.
Even if parents have other insurance, the Plan may cover unpaid balances, deductibles and pay those eligible medical expenses not covered by other insurance. Benefits will be paid on the unpaid balances after their other insurance has paid. No benefit of this policy is payable for any expense incurred for an injury which is paid or payable by other valid and collectible insurance, including an ERISA or self-funded group policy, except for no-fault automobile insurance, guaranteed renewable, intensive care or specified disease policies. Covered medical expenses exclude amounts not covered by the primary carrier due to penalties imposed as a result of the covered person’s failure to comply with policy provisions or requirements.